The Xinja bank account is now available to everyone. We’re starting with the basics, and we are looking forward to working with customers to refine it & tell us what they want so we can make it bloody brilliant.
All the basics of a bank account & debit card with zero card, account or ATM fees (although the ATM providers may charge a fee – watch out for that!)
You can set up Apple Pay and Google Pay from within the app or via their wallets & use them right away – before you get your plastic card.
Instant Top Up via a debit card
Instantly lock and unlock your card for added peace of mind.
Fast, friendly support via in app chat
$245K max balance per customer
Great for travel
Zero currency conversion fees and zero international ATM withdrawal fees (although the ATM provider may charge a fee). Plus you can instantly lock and unlock your card in the app and see the transaction amount in both currencies.
Like any other bank in Australia, It’s 100% safe as Xinja Bank is covered by the FCS (Financial Claims Scheme) so your money is protected by the Government up to $250,000.