‘Stash’: a quick & easy way to save money.

No strings. Just Stash.

A high interest Savings Account linked to your Bank Account; it only takes seconds to open via the Xinja app. Easy.


Juicy deets

  • Earn 2.25% interest on balances up to $245K with no strings
  • No intro period
  • No min deposits / payments
  • Instant setup via Mobile App
  • Quickly stash what you can spare from your daily spending

How to get stashing

  • You need a Xinja bank account to open a Stash account
  • If you haven’t already, open one in minutes on your mobile 😊  (see app download buttons below)
  • Once your account is set up, it’ll take seconds to open your Stash

Even juicier deets

  • Stash accounts have their own BSB and account number so you can easily transfer from your Xinja bank account or from any other bank account to your Stash
  • Have your salary deposited directly into your Stash to make it go further
  • Interest will be calculated daily and paid monthly
  • Deposits up to $250,000 are guaranteed by the Australian government (under the Financial Claims Scheme)

Terms & conditions

For the nitty-gritty, read these in full here – these are combined with our bank account terms and conditions.

Want more info?

Some frequently asked questions on this are:

  1. What is stash?
  2. Can I have more than one Stash?
  3. Stash payments
  4. I’m a tax resident of Australia. Do I need to provide my Tax File Number (TFN)?
  5. Do you pay interest on Stash?
  6. When do I get my statements?
  7. What is a ‘Tax Resident’?
  8. All Stash Account FAQs 


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