The Xinja bank account is now available to everyone. It’s early stage, and we are looking forward to working with customers to refine it & tell us what they want so we can make it bloody brilliant.
Download the app in the App Store or Google Play Store to open your account – it only takes a couple of minutes.
Like the Xinja prepaid card, there are zero currency conversion fees and zero international ATM withdrawal fees (although the ATM provider may charge a fee). Plus you can instantly lock and unlock your card in the app and see the transaction amount in both currencies.
Like any other bank in Australia, Xinja Bank is covered by the FCS (Financial Claims Scheme) so your money is protected by the Government up to $250,000. Lock and unlock your card instantly in the app for added peace of mind.
Please note – due to unprecedented demand, we are not opening new Stash accounts at the moment. If you have or open a Xinja bank account, you will be given first priority on Stash when we offer new accounts again in a couple of months. Read our blog here on why we stopped opening them.
A high interest savings account linked to your Xinja bank account. Simple saving via the app. Open a Xinja bank account in seconds and get access to your Stash. Easy as.
Give us feedback and tell us what you want as we go at the Xinja community forum plus sign up for usability testing of forthcoming features. And check out the Xinja Bank Account trello board here and flag the features most important to you.
You can take a look at our Bank Account Terms & Conditions here.