Making banks competitive

    Xinja was delighted to respond to the Productivity Commission's 'Inquiry into Competition in the Australian Financial System' as regards banking, and making it easier for new entrants to provide better services to Australians. See a synopsis of our response below + link to the full document. It’s time for Australians to enjoy the…

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Know your Xinjas: Alistair Thomas

      We sat down with our latest Xinja - Co-Founder Alistair "Alfie" Thomas - aka #appyxinja -  Director of digital delivery and shot the breeze about why he's here and what he's looking forward to most.   "Why don't you set up your own bank?" Tell us what you do at Xinja My job is digital…

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6 feelings Australians have about money

    Van Le - Customer Innovation Director at Xinja - has had many, many conversations with our Founding Xinjas and people in general about money and banking. Some of them lasting longer than your average feature film! What they think, what they’ve experienced, what they want, and more importantly, how they feel. Here is…

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First Founding Xinja Meet-up Wrap

    This first event was a lot of fun, and involved a fair amount of work. We asked a LOT of questions, and the Founding Xinjas attending asked a LOT back! The conversation ranged from quite deep feelings, to simple thoughts and suggestions, to some quite fundamental ideas about how banking should be. Overall…

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So...what is a "neobank"?

    In the last few months, when asking Australians directly what they think a ‘neobank’ is, we get mostly blank looks. Whilst it’s common parlance overseas, it’s certainly not everyday lingo here, and as Xinja is building Australia’s first neobank, we thought we’d better give a quick guide to the term and the merry…

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Know your Xinjas: Betsy Westcott

    We had a quick chat with our latest Xinja, Betsy Westcott - aka #sportyxinja -  Head of Retail Banking - about where she's come from, what lights her fire, and why she's a xinja. "I’ve built a reputation as the go-to-girl when it comes to finance; making money, investing money." Tell us what…

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The Minimalist Banker - a chat with Lindley Edwards

    Lindley Edwards, Chair of the Xinja board, has extensive banking experience (Associate Director at Macquarie, Vice President at Citibank) but we asked her a few questions about her work in financial literacy in developing countries, what we can apply in Australia to change attitudes & practices around money, and why Xinja. "Xinja is…

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SMH: Xinja working with regulators to open up neobank market

      A great piece by Clancy Yeates in the Sydney Morning Herald, The Age and Canberra Times about Xinja's next capital raise and our working with the regulators (APRA and ASIC) and government in the drive to lift barriers to entry and open up the neobank marketing in Australia. Read more here. 

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What's the deal with Open Banking?

      As you’re reading, you may be unaware that a new legislation being put through the EU has the potential to disrupt hundreds -  nay thousands!  -  of years of retail banking. In 2018, the technology that will most likely transform the financial services industry is not blockchain or A.I, but open banking.…

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Xinja, Asic and regtech (what's 'regtech'??)

      Xinja was delighted to respond to ASIC on their proposed approach to ‘regulatory technology’ or (jargon alert) ‘regtech’ as it’s called. We look at how regtech can seriously reduce financial paperwork headaches for people. So what on earth is ‘regtech’ & why should you care? For Xinja as a neobank,  ‘Regtech’ actually plays…

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