Join us

Banking has changed. Xinja is 100% digital and independent and we charge no account, atm or card fees. You can open an account in seconds and we’re there for you via in app chat. 

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Join Xinja Bank

Easy as

  • independent, Australian bank 
  • 100% digital, made for mobile
  • no card, account or ATM fees (although ATM providers may charge a fee)
  • earn 1.8% interest with ‘Stash’: no minimum deposit or payments. Please note, Xinja is not opening any new Stash accounts at the moment. Stash is likely to be open again for new accounts mid-year but this is being monitored ongoing. 
  • open an account in seconds from your phone
  • fast, friendly support via chat
  • no paperwork or branches
  • useful features to help you get ahead with money – all in the palm of your hand

Banking with Xinja is, well, it’s easy as. It’s how we reckon money should be.

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