Banking has changed. Xinja is 100% digital and independent and we charge no account, atm or card fees. You can open an account in seconds and we’re there for you via in app chat.
independent, Australian bank
100% digital, made for mobile
no card, account or ATM fees (although ATM providers may charge a fee)
earn 1.8% interest with ‘Stash’: no minimum deposit or payments. Please note, Xinja is not opening any new Stash accounts at the moment. Stash is likely to be open again for new accounts mid-year but this is being monitored ongoing.
open an account in seconds from your phone
fast, friendly support via chat
no paperwork or branches
useful features to help you get ahead with money – all in the palm of your hand
Banking with Xinja is, well, it’s easy as. It’s how we reckon money should be.