Download the app to open your bank account – it only takes a couple of minutes!
independent, Australian bank
100% digital, made for mobile
no card, account or ATM fees (although ATM providers may charge a fee)
earn 1.65% interest with ‘Stash’: no minimum deposit or payments. Please note, Xinja is not opening any new Stash accounts at the moment. Stash is likely to be open again for new accounts mid-year but this is being monitored ongoing.
open an account in seconds from your phone
fast, friendly support via chat
no paperwork or branches
useful features to help you get ahead with money – all in the palm of your hand
Banking with Xinja is, well, it’s easy as. It’s how we reckon money should be.