Ditch dad banking

You’d never dance, dress, exercise, holiday or joke like Dad – so why bank like him?

Banking has changed. Xinja is 100% digital and independent and we charge no account, atm or card fees. You can open up an account in seconds and we’re there for you via in app chat. 

Join Xinja Bank. Designed for you – not mum & dad.

Ditch dad banking

Easy as

  • independent, Australian bank 
  • 100% digital, made for mobile
  • no card, account or ATM fees (although ATM providers may charge a fee)
  • earn 2.25% interest with ‘Stash’: no minimum deposit or payments. Please note, the Stash interest rate will be reduced to 1.8% on Monday May 11 2020.
  • open an account in seconds from your phone
  • fast, friendly support via chat
  • no paperwork or branches
  • useful features to help you get ahead with money – all in the palm of your hand

Banking with Xinja is, well, it’s easy as. It’s how we reckon money should be.

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