Hey! Welcome to Xinja careers. Please read this first
Xinja’s 10 Golden Rules
No dickheads… However good they may be. No dress code, but sometimes you need to look smart :-). No power trips because of a hierarchy. Intellect, customer experience and implementation is all that matters.
Everything is in the cloud.
We use real-time data to evaluate our business and we reward staff on a quarterly basis with an entirely discretionary profit share. No one gets a share of the profit if our investors aren’t making money and our customers aren’t happy.
We are here to make money, that’s why we exist, and we don’t screw people over to do it. We don’t lie to our clients in person or in marketing. We don’t engage in immoral lending; if our grandmother would think it was wrong, then it is. We aim to make lots of money ethically and we are proud of it.
No one is entitled to work at Xinja. It is a huge honour to represent people’s hopes of a new bank and we earn that honour every day.
We look after our people bloody well. We stand by them if they are in genuine need.
We are truthful and direct with each other. Everyone says what they think in a robust, challenging, edgy environment. That means we won’t be the right place for everyone to work, and that’s ok.
We only hire people better than us. We never, ever settle because we need a body. We do psychometric testing to get the best people, every time.
About half our team, executive and board will be female, if they aren’t we aren’t recruiting the best people. We actively seek all types of diversity combined with brilliance.
If you discriminate against someone because of who they love/sleep with, you’re a dickhead… Please see rule 1.
We are building a brand new digital mobile bank, entirely around customers’ needs and their interests. If you’re hungry to work with a highly innovative, agile team to do something that’s far from predictable, using the best principles of human centred design, we want to hear from you. We will need people from strategic, engineering/development, UI design, app development, data science, IT, financial services and digital marketing backgrounds. Check out the roles below or email [email protected] we’ll drop you a line when a relevant role comes up.
What’s it like working in Xinja tech?
Whilst not all the roles below are tech by any means, this video gives a flavour of not just what it’s like working in Xinja tech, but at Xinja generally.
Head of Operations
As a cracking Head of Operations, you are responsible for operationalising and implementing Xinja’s business operations plan. The role will include supporting new product implementations from an operational perspective to meet the objectives of the business plan and all regulatory requirements.
As a brilliant Senior Enterprise Risk Manager, you’re responsible for helping to ensure Xinja has an appropriate and robust risk management framework (together with supporting policies, procedures and governance) to identify and manage enterprise risks across Xinja’s end to end business/products.
As an energetic and enthusiastic Fraud Analyst, you’re responsible for helping protect our customers, and Xinja, as we continue to scale at pace. The Fraud Analyst reports into the Fraud Manager and will monitor and investigate potential fraud instances diligently and thoroughly.
We need a cracking Personal Lender to help us to run consumer lending at Xinja. We’re looking for someone who is self-motivated, detail focussed and an experienced Lender who will help build our Personal Lending and function as our business scales. You’ll report directly to the Head of Lending Performance and play a role in delivering exceptional service to our customers.
We need a detail focussed Credit Assessor to help us to ensure that we are making the right decisions on loan applications which meet our customers needs and are within our risk appetite. We’re looking for someone who is self-motivated and has experience across Personal lending as our business scales. Reporting directly to the Senior Lending Manager and playing a role in delivering exceptional service to our customers.
As an Application Support Analyst you will be responsible for supporting all of our business applications, including our core banking platform along with our integrated SaaS applications. This is a critical role within IT Operations so you will be expected to take a hands on approach now and in the future as the organisation grows.