Xinja is building Australia's first fully digital bank built entirely for mobile. Unlike other banks, it will be designed around customers' needs and in their interests. It will be incredibly simple and easy to use; you can start using a new account within seconds, see payments in real time with instant balance updates, set financial goals and monitor your progress, follow your money using simple visuals tools and set automatic checks in place to prevent you overspending. You can also ring fence funds you are saving for specific purposes without your having to open a separate account, and start saving with a single swipe. Our first product will be a pre-paid card where you will get the chance to try out this new experience, and contribute your own ideas.