how money should be

We are an independent, 100% digital neobank for Australians. Designed for mobile – made for people. Download the app to join us.

app store app store
apple pay
google play
google pay
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working for you

Always know where you are with your money, track your spend, stash for specific things, pay less interest or earn more, never miss a bill. All on your phone.
SPEND | LESS
SPEND
LESS
SAVE | MORE
SAVE
MORE
RINGFENCE | $$$
RINGFENCE
$$$
TRACK YOUR | SPEND
TRACK YOUR
SPEND
KNOW WHERE | YOU'RE AT
KNOW WHERE
YOU'RE AT
DON'T MISS | BILLS
DON'T MISS
BILLS
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easy as… and fun

Set up your account in seconds with zero paperwork. Friendly fast support with in-app chat. Better, faster money decisions without the angst.

a win - win

100% digital + latest technology = low costs for us & competitive rates & low or no fees for you. Plus we design our products to help you get ahead – if you do well, so do we.

so build your own bank

Join the Founding Xinja community, get early access to products & versions of the app, test it and feedback. We are building a bank together, so it will be what you want.
Xinja

money thoughts

news

Xinja APS 330 Disclosures….not as dull as it sounds

Xinja APS 330 Disclosures….not as dull as it sounds

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Secret lives of Xinjas: #xinjaphoenix

Secret lives of Xinjas:
#xinjaphoenix

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Making it count: how bills can make your life easier….

Making it count:
how bills can make your life easier….

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Media Release: Xinja Bank to cut savings account  interest rate to 1.8%

Media Release:
Xinja Bank to cut savings account interest rate to 1.8%

Continue reading
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